- November 10, 2025
- Melissa Berrigan
Nov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy
On October 29 2025, the Bank of Canada (BoC) reduced its target overnight rate by 25 basis points to 2.25 %. For Canadian homeowners who are thinking ...
- October 29, 2025
- Melissa Berrigan
Bank of Canada lowers policy rate to 2.25%
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.2...
- October 20, 2025
- Melissa Berrigan
Canadian Home Sales Poised for a Strong Finish in 2025
The Canadian housing market is showing signs of renewed strength as we approach the end of 2025. According to the latest report from the Canadian Real...
- October 6, 2025
- Melissa Berrigan
How Falling Rates Open Doors for Gig Workers, Mortgages for Non-Traditional Incomes
After several policy cuts, the Bank of Canada's overnight rate sits at 2.50% as of September 17, 2025, down from 3.00% in January. This easi...
- September 17, 2025
- Melissa Berrigan
September 17-2025 - Bank of Canada lowers policy rate to 2.5%
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.4...
- September 3, 2025
- Melissa Berrigan
CMHC - Monthly Housing Starts - July 2025
Canadian Monthly Housing Starts and Other Construction Data Tables - July 2025 At our mortgage brokerage, we make it a priority to follow the Canad...
- August 19, 2025
- Melissa Berrigan
With Inflation at 1.7%, What This Means for Canadians Considering a Home Purchase or Mortgage Refinance
Did You Know? Did you know that Canada's latest inflation figure has cooled to 1.7% according to Statistics Canada? For everyday Canadians, this ...
- August 7, 2025
- Melissa Berrigan
Is the Mortgage Stress Test on the Way Out?
Is the Mortgage Stress Test on the Way Out? How OSFI's New Loan-to-Income Rules Could Reshape Borrowing in 2025-26 Canadian borrowers have spen...
- July 30, 2025
- Melissa Berrigan
Bank of Canada holds policy rate at 2.75%
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. While some el...
- July 16, 2025
- Melissa Berrigan
Mortgage Payments Ease, Renewal Stress Grows in Canada
Mortgage Payments Are Easing Yet Renewal Stress Is Real It feels like a collective exhale. After two grueling years of rapid interest�...