- February 24, 2026
- Melissa Berrigan
Spring 2026 Home Buying Canada, Listings vs Affordability
Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring...
- February 10, 2026
- Melissa Berrigan
Canada's Rental Market Overview for 2025 and going into 2026
Canada's rental market finally showed signs of breathing room in 2025. After several years of ultra-tight conditions, CMHC reports that vacancy rates ...
- January 28, 2026
- Melissa Berrigan
Jan 28-2026-Bank of Canada maintains policy rate at 2.25%
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The...
- January 25, 2026
- Melissa Berrigan
Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers
If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but aff...
- January 13, 2026
- Melissa Berrigan
Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada
If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowne...
- December 23, 2025
- Melissa Berrigan
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early...
- December 15, 2025
- Melissa Berrigan
Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of C...
- December 10, 2025
- Melissa Berrigan
Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Maj...
- November 21, 2025
- Melissa Berrigan
Fall 2025 Canadian Mortgage Trends & Insights Report
Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-...
- November 10, 2025
- Melissa Berrigan
Nov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy
On October 29 2025, the Bank of Canada (BoC) reduced its target overnight rate by 25 basis points to 2.25 %. For Canadian homeowners who are thinking ...