- July 7, 2026
- Melissa Berrigan
2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean
Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closin...
- June 22, 2026
- Melissa Berrigan
Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer
If your mortgage is coming up for renewal this year, you may be watching interest rate news more closely than usual. That makes sense. A renewal i...
- June 10, 2026
- Melissa Berrigan
June 10, 2026 - Bank of Canada maintains the policy rate at 2.25%
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The...
- June 4, 2026
- Melissa Berrigan
First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada
Buying a first home in Canada has not been easy. Between higher home prices, changing mortgage rates, stricter qualification standards, and the rising...
- May 28, 2026
- Melissa Berrigan
Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices
Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices More homes being built in Canada should be encouraging news for homebuyers...
- May 11, 2026
- Melissa Berrigan
Mortgage Renewal in 2026: Fixed or Variable?
If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable...
- April 29, 2026
- Melissa Berrigan
April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving con...
- April 15, 2026
- Melissa Berrigan
5 Most Important Issues That Can Delay a Mortgage Closing in Canada
Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a fals...
- April 7, 2026
- Melissa Berrigan
Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built
Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built If you have been watching the headlines in 2026, you may be wondering why b...
- March 20, 2026
- Melissa Berrigan
Newly Passed Bill C-4, What It Means for Canadian Mortgages
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, ...