- December 23, 2025
- Melissa Berrigan
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early...
- December 15, 2025
- Melissa Berrigan
Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of C...
- December 10, 2025
- Melissa Berrigan
Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Maj...
- November 21, 2025
- Melissa Berrigan
Fall 2025 Canadian Mortgage Trends & Insights Report
Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-...
- November 10, 2025
- Melissa Berrigan
Nov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy
On October 29 2025, the Bank of Canada (BoC) reduced its target overnight rate by 25 basis points to 2.25 %. For Canadian homeowners who are thinking ...
- October 29, 2025
- Melissa Berrigan
Bank of Canada lowers policy rate to 2.25%
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.2...
- October 20, 2025
- Melissa Berrigan
Canadian Home Sales Poised for a Strong Finish in 2025
The Canadian housing market is showing signs of renewed strength as we approach the end of 2025. According to the latest report from the Canadian Real...
- October 6, 2025
- Melissa Berrigan
How Falling Rates Open Doors for Gig Workers, Mortgages for Non-Traditional Incomes
After several policy cuts, the Bank of Canada's overnight rate sits at 2.50% as of September 17, 2025, down from 3.00% in January. This easi...
- September 17, 2025
- Melissa Berrigan
September 17-2025 - Bank of Canada lowers policy rate to 2.5%
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.4...
- September 3, 2025
- Melissa Berrigan
CMHC - Monthly Housing Starts - July 2025
Canadian Monthly Housing Starts and Other Construction Data Tables - July 2025 At our mortgage brokerage, we make it a priority to follow the Canad...