Real Estate Blog for Buyers & Sellers

October 29, 2025
Melissa Berrigan

Bank of Canada lowers policy rate to 2.25%

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.2...

October 20, 2025
Melissa Berrigan

Canadian Home Sales Poised for a Strong Finish in 2025

The Canadian housing market is showing signs of renewed strength as we approach the end of 2025. According to the latest report from the Canadian Real...

October 6, 2025
Melissa Berrigan

How Falling Rates Open Doors for Gig Workers, Mortgages for Non-Traditional Incomes

After several policy cuts, the Bank of Canada's overnight rate sits at 2.50% as of September 17, 2025, down from 3.00% in January. This easi...

September 17, 2025
Melissa Berrigan

September 17-2025 - Bank of Canada lowers policy rate to 2.5%

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.4...

September 3, 2025
Melissa Berrigan

CMHC - Monthly Housing Starts - July 2025

Canadian Monthly Housing Starts and Other Construction Data Tables - July 2025 At our mortgage brokerage, we make it a priority to follow the Canad...

August 19, 2025
Melissa Berrigan

With Inflation at 1.7%, What This Means for Canadians Considering a Home Purchase or Mortgage Refinance

Did You Know? Did you know that Canada's latest inflation figure has cooled to 1.7% according to Statistics Canada? For everyday Canadians, this ...

August 7, 2025
Melissa Berrigan

Is the Mortgage Stress Test on the Way Out?

Is the Mortgage Stress Test on the Way Out? How OSFI's New Loan-to-Income Rules Could Reshape Borrowing in 2025-26 Canadian borrowers have spen...

July 30, 2025
Melissa Berrigan

Bank of Canada holds policy rate at 2.75%

The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. While some el...