Real Estate Blog for Buyers & Sellers

  • July 8, 2024
  • Melissa Berrigan

7 Things to Know When You Are Looking to Purchase a Cottage or Vacation Home

Purchasing a cottage or vacation home can be an exciting venture, offering a perfect getaway from the hustle and bustle of city life. However, it's es...

  • June 21, 2024
  • Melissa Berrigan

7 Smart Strategies to Help Save Money on Your Mortgage

Hello, and welcome to our blog! If you're reading this, chances are you're looking for ways to make your mortgage more manageable. Whether you're a fi...

  • June 7, 2024
  • Melissa Berrigan

How Lower Interest Rates Can Impact Your Mortgage: Insights for Canadians

How Lower Interest Rates Can Impact Your Mortgage: Insights for Canadians The Bank of Canada recently made headlines by lowering it...

  • June 5, 2024
  • Melissa Berrigan

June 5 - 2024 - Bank of Canada reduces policy rate by 25 basis points

The Bank of Canada today reduced its target for the overnight rate to 4¾%, with the Bank Rate at 5% and the deposit rate at 4¾%. The Bank is con...

  • May 23, 2024
  • Melissa Berrigan

When to Consider a Private Mortgage: A Guide for Canadian Homebuyers

Navigating the world of Canadian mortgages can be scary, especially when traditional lenders, like banks and credit unions, close their doors. T...

  • May 8, 2024
  • Melissa Berrigan

5 Great Ways to Improve Your Credit Score

As a mortgage professional, we often work with clients who are eager to improve their credit scores. A higher credit score not only increases ...

  • April 24, 2024
  • Melissa Berrigan

RRSP Home Buyers Plan

In 2024, the Canadian government made significant changes to the Registered Retirement Savings Plan (RRSP) Home Buyers' Plan (HBP), aiming to ma...

  • April 10, 2024
  • Melissa Berrigan

Paying off your mortgage early - The Pros and Cons

Certainly! Paying off your mortgage early is a significant financial decision that many Canadians grapple with. It can be an appealing goal, offering ...

  • April 10, 2024
  • Melissa Berrigan

April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is continuing i...

  • March 27, 2024
  • Melissa Berrigan

The Impact of Canadian Economic Trends on Mortgage Rates: What You Need to Know

Navigating the world of mortgages can sometimes feel like trying to predict the weather in Canada: just when you think you've got it figured out, th...