- October 7, 2026
- Melissa Berrigan
Mortgage Renewal 2026: What a Rate Hold Means for You
Renewing Your Mortgage This Fall? What a Bank of Canada Rate Hold Means for You Your mortgage renewal arrives, and the payment is higher than y...
- September 14, 2026
- Melissa Berrigan
Has Your Income Changed? What to Check Before Refinancing Your Mortgage
Your hours have been reduced. You have started a new job. Or your household is managing on one income while you work out what comes next. If you own a...
- September 2, 2026
- Melissa Berrigan
Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The...
- August 21, 2026
- Melissa Berrigan
Canada Housing Starts Slow: What Buyers Should Know
Canada is still building a significant number of homes, but the latest housing construction numbers show that the pace of new projects is beginnin...
- August 5, 2026
- Melissa Berrigan
Canada Is Building More Homes, Why Is Buying Still Hard?
You may have seen headlines suggesting that Canada is building more housing. That sounds like good news for homebuyers, and in many ways it is. Mo...
- July 24, 2026
- Melissa Berrigan
Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?
Canadian homebuyers are hearing two different messages. One suggests that more homes are being built and buyers should wait for additional supply. The...
- July 15, 2026
- Melissa Berrigan
July 15-2026 - Bank of Canada maintains the policy rate at 2.25%
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Can...
- July 7, 2026
- Melissa Berrigan
2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean
Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closin...
- June 22, 2026
- Melissa Berrigan
Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer
If your mortgage is coming up for renewal this year, you may be watching interest rate news more closely than usual. That makes sense. A renewal i...
- June 10, 2026
- Melissa Berrigan
June 10, 2026 - Bank of Canada maintains the policy rate at 2.25%
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The...