Category: Financing (15 posts)
- November 11, 2024
- Melissa Berrigan
Understanding Capital Gains in Canada
What Are Capital Gains? Capital gains refer to the profit you earn when you sell a capital asset-such as property or investments-for more than its original purchase price. For example, if you bough
- July 19, 2024
- Melissa Berrigan
7 Financial Tips for People Looking to Buy an Investment Property in Canada
Investing in real estate can be a powerful way to build wealth, but it's essential to approach it with a well-thought-out strategy. Here are seven financial tips to help you purchase an investment pro
- November 1, 2023
- Melissa Berrigan
Tips for Improving Your Credit Score Before Applying for a Mortgage
Tips for Improving Your Credit Score Before Applying for a Mortgage For many people, buying a home is a significant milestone in their lives. However, getting approved for a mortgage is
- June 7, 2023
- Melissa Berrigan
Bank Of Canada Rate Update June 7, 2023
Bank of Canada raises policy rate 25 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 4.75%, with the Bank Rate at 5% and the
- September 1, 2021
- Melissa Berrigan
What are credit scores and how are they important?
A credit score is a number that shows how likely you are to pay or default on credit. It ranges from 300 to 850; the higher the number, the more creditworthy lenders deem you. Your credit history dete
- March 10, 2021
- Melissa Berrigan
Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, continues quantitative easing
The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The B
- January 20, 2021
- Melissa Berrigan
How Good vs Bad Debt Impacts Your Household in Comox Valley
In order to understand the difference between good and bad debt, it's important to track your income and expenses and established saving goals for your family. Financial stability allows you to mee
- January 20, 2021
- Melissa Berrigan
Bank of Canada will hold current level of policy rate until inflation objective is achieved, continues quantitative easing
The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The B
- December 9, 2020
- Melissa Berrigan
Dec 9-2020 Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues its quantitative easing program
The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent.
- November 27, 2020
- Melissa Berrigan
3 Tips on How to Better Your Credit Score in Comox Valley, BC
Having a good credit score is of paramount essence as it affects your ability to access loans and borrow money. Your credit score rating influences the amount of mortgage you qualify for. You may
- September 9, 2020
- Melissa Berrigan
Bank of Canada maintains commitment to current level of policy rate, continues program of quantitative easing
The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is &frac1
- July 15, 2020
- Melissa Berrigan
July 15 - 2020 Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues program of quantitative easing
The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is &frac1
- November 20, 2019
- Melissa Berrigan
Easy Ways to Repay Your Home Loan Early and Free Up Cash for Family Adventures
Most home buyers take out a mortgage to help finance buying a home. As a result, many homeowners are faced with a monthly mortgage payment during the time they are raising their children or sending th
- September 4, 2019
- Melissa Berrigan
Real Estate: How to Boost Your Credit Score Before Buying Applying for a Mortgage in Courtenay, BC
For the vast majority of home buyers, obtaining a mortgage will be a vital part of the purchasing process. Of course, in order to be approved for that mortgage, you will need to ensure that your cre
- July 17, 2019
- Melissa Berrigan
How Much House Can You Afford in Courtenay, BC? Ask Yourself These Critical Questions to Find Out
It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th